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The principal and interest accumulate more and more to avoid the risk of criminal responsibility caused by evasion
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Continuous collection will affect the reputation. We will negotiate with each other and stop collection by stages
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Negotiated repayment
Find self-confidence, regain your dream, work at ease, return to life, put down your burden, start again, negotiate and re formulate the repayment plan
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自由容器
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Teacher Guan
Teacher Guan's advice: you should know that the cost of borrowing after you are overdue will be very high. If it is a bank or other lending platforms, or even some usury platforms, if your income can't cover your current borrowing cost, try not to borrow money to repay the money.
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Teacher Gu
After the credit card online loan is overdue, there are a lot of calls every day. Do you want to answer it? After the credit card is overdue, if there are too many calls, you can answer them selectively, but you need to note with the bank before when you can answer the call? When not? At the same time, save this call recording to avoid bank or collection charges. You don't answer the phone maliciously.
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Teacher Zhao
Why does online loan know the information of others in my address book? Call them. Many people are confused. Why didn't their mobile phone number be disclosed to anyone? How can they be called? Because in the era of big data, personal privacy has become more and more transparent. Collection companies will obtain your personal data through cooperation with big data companies.
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Teacher Xin
Why does my credit card become more and more overdue? The amount you repay within three months after the credit card is overdue is the first to offset the interest, liquidated damages and handling charges, so your principal has not decreased at this time, but once you are overdue, you will generate interest and liquidated damages every month, and those that have not been paid off after the handling charges of previous installments will be included in your bill. Generally speaking, your monthly liquidated damages and interest, if you have no minimum repayment, then the proportion is about 6.5%, and the comprehensive annualized rate reaches more than 80%, so you feel that the more money you have, the more money you have.